Legal

Privacy Policy

Effective July 20, 2026

Rich & Joyful is built so that we cannot see your data. Not "we promise not to look."

What we collect: nothing. Rich & Joyful has no servers of ours that receive your information. We collect no analytics, no advertising identifiers, no crash reports tied to you, and no personal information. The App Store privacy label for Rich & Joyful is "Data Not Collected."

Where your data lives. Everything you enter (transactions, reviews, Life Pillars, Joy Funds, notes) is stored on your device. If you enable iCloud sync in a future version, data syncs through your personal, private iCloud database, which only your Apple account can access. We cannot read it.

No bank connections. Rich & Joyful never asks for bank credentials. Transactions are entered by hand, scanned from a receipt (processed on your device; the image is discarded immediately), or imported from a CSV file you choose (processed once, never stored).

Payments. Subscriptions are processed by Apple. We never see your payment details.

Your controls. From Settings you can export all of your data (JSON archive and CSV files) or permanently delete all of it at any time. Deletion is immediate and complete.

Children. Rich & Joyful is rated 4+ and collects no data from anyone, including children.

Changes. If this policy ever changes, the new version will be posted here with a new effective date. Because we collect nothing, changes can only make that more explicit.

Contact. Privacy questions: support@richandjoyful.com